December 10, 2023

Business Visa

The Business Visa Is Mightier Than Sword

Costco Business Card 2023 Review: Earn 4% Cash Back

As of Apr. 10, 2023

Image for
Image for
Image for
Costco Anywhere Visa® Business Card by Citi Ink Business Cash® Credit Card

Capital One Spark 2% Cash Plus

Apply Now for Costco Anywhere Visa® Business Card by Citi

On
Citi’s
Secure Website.

Apply Now for Ink Business Cash® Credit Card

On
Chase’s
Secure Website.

Credit Rating Requirement:


Excellent (740-850)

Circle with letter I in it.


Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.



Credit Rating Requirement:


Good/Excellent (670-850)

Circle with letter I in it.


Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.



Credit Rating Requirement:


Excellent (740-850)

Circle with letter I in it.


Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.



Welcome Offer:

N/A

Welcome Offer:


Circle with letter I in it.


Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening


$750

Welcome Offer:


Circle with letter I in it.


Earn up to $1,000 in bonuses; $500 cash bonus once you spend $5,000 on purchases within 3 months, plus another $500 for spending $50,000 in the first 6 months


$1,000

Rewards Program:


Circle with letter I in it.


4% back on gas and EV charging ($7,000 annual spending cap), 3% back on restaurants and travel, 2% back on Costco purchases, 1% back on other purchases


1% – 4% back

Rewards Program:


Circle with letter I in it.


Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.


1%-5% cash back

Rewards Program:

2% cash back

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Intro APR:


Circle with letter I in it.


,


Purchases: 0% Intro APR on Purchases, 12 months

Balance Transfers: N/A

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Regular APR:

19.99% (Variable)

Regular APR:

17.74% – 23.74% Variable

Regular APR:

Pay in full, 2.99% monthly late fee otherwise

Annual Fee:

$0 for Costco members

Annual Fee:


Circle with letter I in it.


N/A


$0

Annual Fee:

$150

Highlights:

  • Discover the only business credit card designed exclusively for Costco members
  • 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Whether you’re traveling for business or pleasure, enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Highlights:

  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Highlights:

  • Earn up to $1,000 in bonuses; $500 cash bonus once you spend $5,000 on purchases within 3 months, plus another $500 for spending $50,000 in the first 6 months
  • Earn unlimited 2% cash back for your business on purchases, no limits or category restrictions
  • Earn a $200 cash bonus every year you spend $200,000 or more on your card
  • $150 annual fee
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won’t expire for the life of the account, and you can redeem your cash back automatically
  • No foreign transaction fees

Apply Now for Costco Anywhere Visa® Business Card by Citi

On
Citi’s
Secure Website.

Apply Now for Ink Business Cash® Credit Card

On
Chase’s
Secure Website.


Show More
Arrow graphic to expand and collapse content

Show Less
Arrow graphic to expand and collapse content

link