December 9, 2023

Business Visa

The Business Visa Is Mightier Than Sword

Best No Annual Fee Business Credit Cards of July 2023

Ink Business Unlimited® Credit Card

Best for Welcome bonus + cash back rewards (1.5%)

$0

1.5%

Earn unlimited 1.5% cash back on every purchase made for your business

Cashback

$750

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Ink Business Cash® Credit Card

Best for Welcome bonus + cash back bonus categories (up to 5%)

$0

1%5%

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, Earn 1% cash back on all other card purchases with no limit to the amount you can earn

Cashback

$750

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

on Bank of America’s website

Best for Business travel card

$0

1.5x

Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.

Points

30,000

Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.

Points

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

on Bank of America’s website

Best for Flexible cash back bonus categories (up to 3%)

$0

1%3%

Earn 3% cash back in the category of your choice: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.

Cashback

$300

Get a $300 online statement credit after you make at least $3,000 in net purchases in the first 90 days of your account opening – with no annual fee and cash rewards don’t expire.

The American Express Blue Business Cash™ Card

on American Express’ website

Best for Intro APR period + flat-rate cash back rewards (2%)

$0

1%2%

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. Terms Apply.

Cashback

N/A

The Blue Business® Plus Credit Card from American Express

on American Express’ website

Best for Flexible rewards redemption (cash back or travel)

$0

1x2x

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms Apply.

Points

N/A

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Best for 0% intro APR on purchases + balance transfers

$0

1%3%

Earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants. Earn 1% cash back on all other eligible net purchases

Cashback

$500

Earn $500 in cash back. Just spend $4500 on the Account Owner’s card in the first 150 days of opening your account.

Capital One Spark Cash Select for Excellent Credit

Best for Flat-rate cash back rewards (1.5%)

$0

1.5%5%

Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

Cashback

$500

Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.

Capital on Tap Business Credit Card

on Capital on Tap’s website

Best for Business owners with fair/average credit

$0

1.5%

1.5% rewards on all spend, no caps or restrictions

$200

Earn $200 cashback when you spend $15,000 in the first 3 months.

Ramp Card

Best for Corporate credit card

$0

1.5%

Earn unlimited 1.5% cash back on all purchases.

Cashback

N/A

Brex Card

Best for Corporate credit card

$0

1x7x

Earn points on every dollar spent with industry-leading multipliers: 7x on rideshare, 4x on Brex Travel, 3x on restaurants, 2x on software subscriptions and 1x on all other transactions. Earn 3x Brex Rewards points on all eligible Apple purchases through the link or your Brex dashboard.

Points

10,000

Get 10,000 points when you spend $3,000 on a Brex Card within your first 3 months.

Points

link